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Access our MI Servicing website for Insurance Servicing, our Homeowner Assistance Program, and Delinquency Reporting and Claims.

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With Genworth Mortgage Insurance, homeownership is...

Mortgage Insurance
MI is a smart way for borrowers to buy a home sooner, without having to save for a 20% down payment.

HomeOpeners^®
It's the additional value that Genworth brings to borrowers with MI loans that makes Genworth the smart choice.

Genworth is making some changes that are sure to make your MI partner selection much easier.  Effective May 14, we're introducing new competitive rates and also expanding our underwriting guidelines so you can serve even more borrowers.

Announcement 2012-1 (592K)

Yesterday afternoon, Genworth Financial released its Q1 earnings results and announced several key organizational changes. These results show continued improvement within Genworth U.S. Mortgage Insurance (USMI), and reflect our continued commitment to our lending partners and the U.S. housing market.

Review highlights from our Q1 earnings results and details regarding the organizational changes. (36K)

FHA implemented yet another price increase as of April 9, 2012. Now, more than ever, when you originate more loans with Genworth Mortgage Insurance, your borrowers can realize significant savings. See How the Savings Stack Up with Genworth MI and be sure to use our Rates and Comparisons Tool to make your owns comparisons! For more information, visit MI and FHA Resources. While the FHA is a key player in the mortgage industry, the ongoing policy changes they are making to strengthen capital reserves—pricing and guideline adjustments, lender enforcement and stricter performance standards—can have a significant impact on your operations—and your borrowers.

That's why it's important to consider your MI options. Genworth Mortgage Insurance may be able to serve more of your borrowers better. Visit our MI and FHA Resources page for more information.

FHA Makes Policy Change (118K)

With each loan you submit to Genworth, you expect easy access, responsiveness, and dependable expertise. So we take actions day after day to meet your expectations. How are we doing? Here's what we're hearing. As FHA insurance premiums increase and government oversight intensifies, are the scales tipping in favor of private mortgage insurance? Read the article by Genworth's Chief Commercial Officer, Rohit Gupta. You’ve landed on the web destination that’s your single site for every electronic loan submission to Genworth! Whether you’re submitting a loan for MI only or for special programs like HARP or Contract Services, you can submit all of your loans right here with these benefits:

• Login to one website with a single username and password
• Submit, track, and manage every loan in one place
• Enter data and upload documents quickly — and in one place
• Get a Genworth reference number for every submission for easy tracking
• Rest easy knowing your online data is secure

New! HARP Loans Can Be Submitted Online

Your Online Destination for Contract Services Submissions

MI tax deductibility is currently unavailable for mortgage premiums paid on or after January 1, 2012. While the legislation is expected to be renewed in early 2012, it may not be. Borrowers should check with their tax advisor for details. Now, when you click on the new "Order" button from the results screen on our Rates and Comparisons Tool, you're instantly transported from "calculator" mode to our Order and Edit MI screen. Once you're there, you’ll see that the data you entered into our tool pre-fills into our online ordering system. No more double data entry!

Introducing Our New Order Button (684K)

Introducing our enhanced Homebuyer Privileges program
Our Homebuyer Privileges program has a new, improved website, stronger offers, and new merchants joining our team. With Homebuyer Privileges, your borrowers can take advantage of discounts on the things they need most for their home. Ask your Genworth representative how you can participate in the program. Homebuyer Privileges Top Offers (451K) Visit the new Homebuyer Privileges website

At Genworth, our approach to mortgage insurance centers around our lender partners. As the market continues to pose challenges, Genworth is dedicated to providing the right solutions to help you attract and serve more borrowers and close more loans. In addition to our new rates and expanded underwriting guidelines, we demonstrate our commitment to being your full-service MI provider with a suite of industry-leading differentiators: our Coverage Commitment, our Service Commitment and our Value Commitment.

SmarterMI.com: Now Open for Business
As your borrowers navigate through the mortgage process, chances are that you're always there with answers to their mortgage-related questions. But now, when it comes to specific questions about MI, you can refer them to our new website, SmarterMI.com. A fun (and short!) video clip to learn what it's all about!

At Genworth, we continue to look for ways to make your coverage terms more transparent and we pledge to conduct business in a fair and open-minded manner. To demonstrate this, we created The Genworth Coverage Commitment.